I agree with the author for one hundred percent. We are what we are thinking every day, what is deep in our hearts. One of the sayings is that "Money spoils people". It's not true. Money just makes people to be more visual for who they really are. If person is good in his heart and thoughts, no money will make him evil, but if he is not, everything will make him bad.
The good news is that we can change everything with no additional circumstances or features. We can change our lives just by starting to think in a different direction. It will require will, persistence and patience, but that's the only way to do that. If you are happy with your life, great! If not, if there is anything that you are not happy about in your life, you will need the advises from this book. Don't wait, any hesitation will have certain results and probably you won't be happy about them.
Are you creating yourself that you admire and are proud of?